Visa Platinum

Visa Platinum

Features and Rules:

1- Validity: 2 Years.

2- Currency: Iraqi Dinar, and the withdrawal outside Iraq is in the currency of the local country of the transaction.

3- Holder of VISA PLATINUM Card can make online purchases or direct purchases via Point of Sales inside and outside Iraq.

4- Cash withdrawal inside and outside Iraq from ATM is (IQD 2,000,000) maximum per day or equivalent. The maximum withdrawal per transaction is (IQD 750,000).

5- Supplementary Cards: Card Holder may get issued supplementary cards.

6- Card Holder must be one of TBI primary clients or is introduced and known by one of those primary clients.

7- Collateral for the Card is to be decided by TBI for after reviewing the client’s requested Credit limit and the cardholder is obliged to provide the collateral upon approval.

8- VISA PLATINUM card holder shall avail an additional PRIORITY PASS Card to enjoy the benefits provided at most of the International airports for customers using VIP lounges.

Fees and Commissions:

1- VISA PLATINUM card issuance fees is: (IQD 70,000), in addition to (IQD 25,000) for SMS services (Optional).

2- Security Deposit: (110 % of the Credit limit approved for card, non-refundable unless 30 days after the date of Card closure request received.

3- SMS commission of (IQD 25000) is deducted annually from the customer's account (from those customers who have availed the service).

4- Withdrawal commission from TBI ATMs is 3.75% of the total cash amount or (IQD 25,000) (whichever is higher). For the withdrawal from non-TBI ATMs inside Iraq, there is a charges for 2.5% of the total cash amount.