Features and Rules:
1. Card validity is (3) years.
2. The card’s currency is Dollar “USD” and withdrawal outside Iraq is permitted in that outside country’s currency.
3- Visa Gold holder may use the card for purchasing online or direct purchases via point-of-sale “POS” devices inside and outside Iraq.
4- The limit on cash withdrawal from ATMs located inside Iraq shall be of ($500) five hundred Dollar and ($1800) one thousand eight hundred Dollars for withdrawal from ATMs located outside Iraq, provided that the maximum monthly withdrawal does not exceed ($20,000) twenty thousand Dollars.
5- The maximum limit for direct purchases or payment via point-of-sale “POS” devices shall be of ($5000) five thousands Dollars per day, provided that the maximum monthly limit does not exceed the amount of ($25,000) twenty-five thousand Dollars.
6- The maximum limit purchasing online and through websites shall be of ($5000) five thousand Dollars per day, provided that the maximum monthly limit does not exceed the amount of ($20,000) twenty thousand Dollars.
7- Supplementary Cards: Card Holder may get issued supplementary cards.
Fees and Commissions:
1- VISA GOLD card issuance fees is: (USD 25) + (USD 25) for SMS services (Optional).
2- SMS commission is deducted annually from the customer's account without any prior notice (only for those who have availed the service).
3- Withdrawal commission from non-TBI ATM inside and outside Iraq is 5% of the total cash amount.